Our Savings Snowball

In our last few posts, we discussed our financial 180, and our strategies for saving money on food, shopping, and monthly recurring bills. So far, we’ve shown how we uncovered $3000 per month, and used that cash flow to douse the fire on our mortgage from hell. But even with these extra principal payments, the mortgage … Continue reading Our Savings Snowball

Monthly Savings: Food

There’s no way to sugar coat this. Before our turnaround, we spent a ton of money on food- well over $1000 a month. Coffee shops, bars with friends, eating at restaurants twice a day, convenience foods from luxury supermarkets… if the game was spending money, we were winning. Every weekend was another celebration, and most … Continue reading Monthly Savings: Food

Monthly Savings: Shopping

In our last post, we showed how we found an extra $1000 per month hiding in our budget. While that was a great start for us, most of these savings were in bills, utilities, automotive, and other miscellaneous areas. This doesn’t give a complete picture of our spending. To better understand this, let’s look at … Continue reading Monthly Savings: Shopping

Radical Podcast Interview

While at Camp Mustache a few weeks back, my wife and I gave an interview on the Radical Personal Finance podcast. It’s now online and you can listen here. Topics discussed: How anyone can change if motivation is strong enough Our recommendation to young couples taking on debt How working as a team helped strengthen … Continue reading Radical Podcast Interview