Adventures in Real Estate

It’s been a busy month for the FI180 household! My wife had a birthday, I wrote a guest post over on the FireyMillenials blog, a mustachian friend from Warner Robins made a visit, and we got to record an episode of the ChooseFI podcast, scheduled to air later this month. But perhaps most exciting for the wife and … Continue reading Adventures in Real Estate

Why You Can’t Retire

Last week, I read along on twitter and bit my lip as MMM tried to talk some sense into a mainstream finance writer & editor who tweeted a link to a New York Times article. Above the link, she wrote: “The basic flaw at heart of so many retirement calculations: you cannot possibly save enough … Continue reading Why You Can’t Retire

The Dark Side of Interest

Money may not grow on trees, but it does still grow, completely passively. It’s the nature of compound interest that your money is always making you more money, and that new money in turn is making its own money, and so on. You may not notice it on small scales, but it is always there, … Continue reading The Dark Side of Interest

Our Savings Snowball

In our last few posts, we discussed our financial 180, and our strategies for saving money on food, shopping, and monthly recurring bills. So far, we’ve shown how we uncovered $3000 per month, and used that cash flow to douse the fire on our mortgage from hell. But even with these extra principal payments, the mortgage … Continue reading Our Savings Snowball

How NOT To Buy A House

The world of real estate was a strange place in July of 2007. I think at this point, mortgage lenders had an idea of what was about to go down, but still kept writing as many toxic loans as possible before their inevitable doom. Our first home purchase was one of these loans! As college students … Continue reading How NOT To Buy A House