Frugality vs. Sanity

A few years back, my wife and I were presented with an interesting opportunity. A family member, let’s call him Mike for this article, wanted to retire to Florida to take advantage of the amazing housing prices here. At the bottom of the market, homes had dropped 60%-70% in value from their 2007 peaks. The problem was that … Continue reading Frugality vs. Sanity

You’re a Hazard To Your Money

“I know I need to save more… it’s just that I never have any money left over at the end of the month!” I hear this often. Most people don’t earn enough to save money. Some people are barely scraping by. Life is expensive. The truth is though, we adjust our spending subconsciously all the … Continue reading You’re a Hazard To Your Money

How Long Will You Work?

This is the question that changed everything for me. It’s such a simple question. How many years do you want to work? Most people never think this way. When they do, the popular answers are usually “You work until you are 65” or “You work until you win the lottery”. Why do we spend so much … Continue reading How Long Will You Work?