A Letter to My 22 Year Old Self

If you could go back in time a decade and tell your younger self anything, what would it be? What advice would you give? What would you do differently, given advance notice?

Today, Gwen over at the Fiery Millennials blog is featuring my new post A Letter to My 22 Year Old Self! I met up with Gwen at Camp Mustache SE this past January, and after hearing my story, she convinced me to create my blog right there at camp. I'm glad she did, and I'm so excited she's featuring me today.

Head on over to her blog to check out my post, and while you're there, subscribe if you haven't already. Gwen writes about Financial Independence from a millennial's point of view, and Fiery Millennials is quickly becoming one of my favorite FI blogs. Enjoy!

A Letter to My 22 Year Old Self

Interested in starting your own Financial 180? You've come to the right place. The math is easy: create a gap between what you earn, and what you spend. If you can save half your income, your working career will only be around a decade long! Want to shorten it even more? Read on to see exactly what expenses the wife and I cut from month to month. Track your progress against the milestones of FI, and gradually build up your own savings snowball. Check out the books and links in our resources section and jump-start your journey to FI. The you ten years from now will be glad you did! Ready? Start here.

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2 thoughts on “A Letter to My 22 Year Old Self”

  1. Hey Joel – That’s a well-written letter to yourself. I wish I had that letter at 22. I’m 44 and if I had read a letter like that one, I’d be able to ‘retire’ now but keeping up with the Jones did a lot of financial damage to me for years…

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