We last left off discussing how my wife and I increased our savings rate from 8% to over 80% in a few years. How were we able to make such a drastic changes in our lifestyle? The answer is simple: we changed things slowly, from month to month, and let the savings build up over … Continue reading 180 In Depth – Part 2
Camp Mustache Review
Hello again! While I’m busy finishing part 2 of our In Depth 180 series, I’ll leave you with a recap of the wonderful time I had this past weekend at Camp Mustache SE in Gainesville, FL. The weekend was absolutely amazing! My wife and I spent our days surrounded by nearly 40 extremely optimistic and energetic FI or nearly FI people. We’re still … Continue reading Camp Mustache Review
180 In Depth – Part 1
Welcome back! The last few posts here discussed our Financial 180 at a high level, but today I want to discuss some of the nitty gritty details. Let’s dive into this graph of our net income: The green portion of the graph shows our annual income, and the red portion our expenses, for the years … Continue reading 180 In Depth – Part 1
Our Financial 180
In 2007, I graduated college with a degree in computer engineering, took a job with a fortune 500 company, and bought a brand new house. For the first time in my entire life, I felt like an adult. With this new paycheck coming in every two weeks, I could have anything I wanted. And as … Continue reading Our Financial 180
A New Beginning
Hey there, I’m Joel! A few years ago a simple question changed my life: “How many years do you want to work?” I thought I knew the answer. Most people retire in their 60s and 70s, while some people work really hard and finish in their late 50s. Anyone who retires earlier than that either … Continue reading A New Beginning