There’s no way to sugar coat this. Before our turnaround, we spent a ton of money on food- well over $1000 a month. Coffee shops, bars with friends, eating at restaurants twice a day, convenience foods from luxury supermarkets… if the game was spending money, we were winning. Every weekend was another celebration, and most … Continue reading Monthly Savings: Food
Monthly Savings: Shopping
In our last post, we showed how we found an extra $1000 per month hiding in our budget. While that was a great start for us, most of these savings were in bills, utilities, automotive, and other miscellaneous areas. This doesn’t give a complete picture of our spending. To better understand this, let’s look at … Continue reading Monthly Savings: Shopping
Radical Podcast Interview
While at Camp Mustache a few weeks back, my wife and I gave an interview on the Radical Personal Finance podcast. It’s now online and you can listen here. Topics discussed: How anyone can change if motivation is strong enough Our recommendation to young couples taking on debt How working as a team helped strengthen … Continue reading Radical Podcast Interview
180 In Depth – Part 2
We last left off discussing how my wife and I increased our savings rate from 8% to over 80% in a few years. How were we able to make such a drastic changes in our lifestyle? The answer is simple: we changed things slowly, from month to month, and let the savings build up over … Continue reading 180 In Depth – Part 2
Camp Mustache Review
Hello again! While I’m busy finishing part 2 of our In Depth 180 series, I’ll leave you with a recap of the wonderful time I had this past weekend at Camp Mustache SE in Gainesville, FL. The weekend was absolutely amazing! My wife and I spent our days surrounded by nearly 40 extremely optimistic and energetic FI or nearly FI people. We’re still … Continue reading Camp Mustache Review