Fire Drill Podcast!

This week I had the pleasure of being featured on the Fire Drill Podcast with Gwen from Fiery Millennials and J from Millennial Boss!

How to Learn from Mistakes and Turn Your Life Around with Joel from FI180.com

Some takeaways from the episode:

Head on over to Fire Drill to take a listen. And if you haven't already, subscribe to hear more great new FI content every week!

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Joel

Blogging about our dramatic financial turnaround as we approach Financial Independence!



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7 thoughts on “Fire Drill Podcast!”

  1. Hi Joel!
    I enjoyed listening to you on the podcast! You mentioned you enjoy helping others ponder their situations and I’m just really struggling with the ‘right’ next steps to take to achieve FI. I was feeling so close to stretch/dream date this September, but now a series of unfortunate events has me feeling depressed about if it’s possible. The problem is I just don’t want to give up on the stretch date as I’m so worried it will turn into another month, another year and I feel so ready to transition to new passion work and more time with my toddler and husband. I feel like my net worth says it’s possible, but the cash flow from rental properties and recent emergency expenses and income losses say it’s not. I’m not sure if you want me to go into specifics here or an email, but I sure would appreciate another perspective.
    Ps. I totally understand you aren’t able to give advice…Thanks so much for any help, assuming you will reply here or send me an email 🙂

    1. Hey Pam,
      It sounds like you are close to your number, but are worried about free cash flow from month to month… Perhaps you need to build up a bigger cash buffer to better handle higher fluctuations in your passive income? With high volatility in cash flow, you might want enough cash to cover a few years of expenses in a liquid account. If you’d like me to dig deeper, email me your numbers at joel@fi180.com. Congrats on being close to your goal!!

  2. Hi Joel, so far your interview was my favorite of all on the Fire Drill Podcast, I really connected with your situation just prior to quitting your job. By the time I write this I’m 86% FI and planing to “retire” by May next year, but the struggle to go thru these 300 days plus is killing me, days turned into weeks and weeks into moths. You said you left your job a little earlier than planned, I’m doing my best to hold on to my plans but depression and anxiety keeps creeping in every time I go to a job that I hate with all my guts knowing I could leave already…
    I feel that there is a “last year” syndrome affecting the ones close to FI, listening to the Mad Fientist I get the impression he also struggled with this syndrome at the very end.
    Keep up the good work, I’d invite you to read my blog but it’s not in English, thanks for sharing your story.

    Sr. IF365
    http://www.srif365.com

    1. Glad you enjoyed the episode! If I could go back and do it again, I would have left my job a year earlier, and switched to a lower stress job with better work-life balance for an extra year, instead of trying to stick it out at the high-stress job. It negatively affected my health, and left me with a bad taste for software engineering in general, which is regrettable. If you can spend your last year at a different company with better life balance, I HIGHLY recommend it, even if the pay is reduced. Just think of it as easing off the cash accelerator and into early retirement. Good luck on your journey!

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