But seriously, it's been a very busy (but exciting!) few months for me. Instead of publishing something for the sake of schedule, I'd rather focus on quality over quantity when it comes to these posts. I have a few new ones in the works, but I'd rather take my time and deliver the same standard you've come to expect from me these past two years…
Two years to the day, in fact! On this day two years ago, this crazy blog was born at CampFI in Gainesville, Florida. A lot has happened since I launched this blog: I sold a rental property, exercised my FU money, quit my job, and eventually reached financial independence! I watched this blog grow from an average of five readers per day to over five hundred daily visitors! And I met a ton of amazing new friends, many of whom I saw IRL for the first time at FinCon this past September!
This Christmas, I collaborated on a really fun project with Scott of I Dream Of Fire and MSF of My Sons Father to create a FI Christmas video featuring Jonathan and Brad of ChooseFI, Scott from Bigger Pockets Money, and even Suze Orman! My brother and I created the music at my home recording studio, Listen Loud Music. And I performed those smooth crooner style vocals myself 😉 . Lyrics were written by Scott, and all the great Lego animation was created by ‘My Sons Father'. If you haven't watched the video yet, it's a real treat:
Speaking of music – my brother and I actually just completed an ambitious project we've been working on for a few years: we created the soundtrack for an original musical! Think Frozen meets Aladdin, but with a fresh sound- we essentially took a stab at creating a soundtrack for an imaginary Disney movie. It's called Cannetella, and it's based on an old Italian fairy tale of the same name.
And if you really can't get enough of hearing my voice, I'm happy to announce that I'm now a podcast host! My friend Lauren and I just launched our brand new podcast In Love and Money, which explores topics like combing finances, retiring single, prenuptial agreements, marital money disagreements, and much more! We're on iTunes, Stitcher, Spotify, or wherever you listen to podcasts. We're aiming for new episodes every other week, and you can start listening right here:
Sweat & Hard Work
Alright, that pretty much sums up my “sitting in front of a computer” style work; now let's talk about some of the more physically demanding work I've been up to.
Mr. Money Mustache says that hard work is the key to happiness, and he must be on to something because I've been working harder and feeling happier than I have in a long time! One week per month, I've been traveling down to south Florida to spend time shadowing my dad, who owns his own home repair business. A third generation contractor, my dad is the handiest guy I know, but I never learned his trade growing up. My parents always insisted I study hard, go to college, and get a good degree, and so I never really picked up the handy gene.
But that's changing fast – each month I'm working on different jobs with him, trying to absorb as much knowledge as I can. Here's just a sampling of some of the things I've learned lately: Deck construction and replacement, fence repair, AC unit maintenance and troubleshooting, garbage disposal repair, installing outdoor electrical receptacles, roof repair… the list goes on.
All these skills are great, but being able to spend more quality time with my parents every month is one of the best benefits of being financially independent: I finally have time for the important stuff. I'm so thankful for this – I've gone from seeing my parents three or four times a year to seeing them once or twice a month. As an Italian, family is one of the most important things in life, and I'm so lucky I have the opportunity to spend more time with them.
All this hard work with my dad increased my ambition for making improvements to my own home, so I recently started the process of re-landscaping (de-landscaping?) my back yard. The previous homeowners decided to put a large berm of plants and trees directly in the center of the back yard. While it did provide privacy, having a giant planter in the middle of the yard was less than ideal. So I've spent the last week clearing brush, transplanting mango and citrus trees, and leveling land. Check out some before and after photos:
This was hard but rewarding work. And I had the physical strength required to do this project, thanks to the custom workout plan my brother made for me when I started early retirement. For the past year, I've been following his plan:
- Mondays (Chest): flys, bench press, incline press, and decline press
- Tuesdays (Legs): extensions, curls, squats, and calves
- Wednesdays (Back + Shoulders): pull-ups, rows, and shoulder press
- Thursdays (Arms): close grip bench, skull crushers, dips, curls
This plan is perfect for me, as I get to frontload my workouts at the beginning of the week, leaving three-day ‘weekends' for travel, rest, and leisure. Most workouts take about an hour or so to complete. Since first starting my brother's program over a year ago, I've put on fifteen pounds of muscle mass, and increased my resistance on the bench significantly.
It hasn't been all sweat and hard work, however. While working on this daily exercise routine, I started listening to all of the Harry Potter audiobooks. I don't know how it happened, but I'm that guy that must have lived under a rock these past two decades because I missed out on the whole Hogwarts craze. But during my workouts, I ended up listening to the entire 125 hours of magic! According to the sorting hat on Pottermore, I'm a Ravenclaw, and this really resonates with me! Gryffindors are brave to a fault, and Slytherin are often too ambitious for their own good, so its no wonder my favorite character was Luna Lovegood. I really, really enjoyed these books! 🙂
In other fun happenings… I got to sit down with Rita Skeeter… er, I mean CNBC reporter Anna Nova, along with Big ERN and the Physician on Fire at FinCon this past fall, resulting in this CNBC feature on early retirement. It was a lot of fun, and I love seeing positive news like this in the media.
Last but certainly not least, I just got back from CampFI Southeast in Gainesville, Florida, where I gave a presentation on how to think about money, titled “So You Want To Be Rich?!”. It was really well received, and you can watch the entire presentation right here:
So there you have it. A new post that is essentially a well-organized list of excuses for why I haven't made a new post lately. 🙂 But you know what? That's part of the beauty of financial independence – I get to work on what I want, when I want to! Between my new podcast, my various music projects, and preparing for my presentation at CampFI, my post schedule around here has become a bit sporadic.
Thank you, dear reader, for an amazing first two years!
Interested in starting your own Financial 180? You've come to the right place. The math is easy: create a gap between what you earn, and what you spend. If you can save half your income, your working career will only be around a decade long! Want to shorten it even more? Read on to see exactly what expenses the wife and I cut from month to month. Track your progress against the milestones of FI, and gradually build up your own savings snowball. Check out the books and links in our resources section and jump-start your journey to FI. The you ten years from now will be glad you did!