The Cheat Codes of FI

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For those of you following along, you know I’ve been a bit busy lately. In addition to my own music, podcast, and software projects, I’ve also been popping up on other people’s podcasts. A few weeks back I sang a few bars of Michael Bublé on The FI Show with Justin and Cody, and I … Continue reading The Cheat Codes of FI

FI is Hard

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A common theme here in the financial independence community is simplicity. Mr. Money Mustache has his classic “Simple Math of Early Retirement” post, which took the FIRE world by storm. Jim Collins wrote “The Simple Path to Wealth”, which has become the de-facto starter kit for people looking to begin their own journey to FI. The … Continue reading FI is Hard

The Car Problem

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I recently got into a disagreement on the “Mustachians on Facebook” group with a few people who were trying to convince me that driving is an essential part of life, and for some people there is simply no way around high monthly car costs. No matter what ideas I proposed to reduce their costs, they responded … Continue reading The Car Problem

The Dark Side of Interest

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Money may not grow on trees, but it does still grow, completely passively. It’s the nature of compound interest that your money is always making you more money, and that new money in turn is making its own money, and so on. You may not notice it on small scales, but it is always there, … Continue reading The Dark Side of Interest

Our Savings Snowball

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In our last few posts, we discussed our financial 180, and our strategies for saving money on food, shopping, and monthly recurring bills. So far, we’ve shown how we uncovered $3000 per month, and used that cash flow to douse the fire on our mortgage from hell. But even with these extra principal payments, the mortgage … Continue reading Our Savings Snowball